Last updated: April 21, 2026
We are Keystone Asset Recovery Group LLC ("Company," "we," "us," "our"), operating the website keystonefundrecovery.com (the "Site") and any related products and services that refer or link to these Terms (collectively, the "Services").
This website provides general information about surplus fund recovery and allows visitors to submit inquiries through our contact form. These Legal Terms constitute a legally binding agreement between you and Keystone Asset Recovery Group LLC concerning your access to and use of the Site. By accessing the Site, you confirm that you have read, understood, and agreed to be bound by all of these Terms. IF YOU DO NOT AGREE, YOU MUST DISCONTINUE USE IMMEDIATELY.
The Services are intended for users who are at least 18 years old. We recommend you print or save a copy of these Terms for your records.
Use of this website — including submitting a contact form, requesting information, or communicating with us through the website — does not by itself create a client relationship, agency relationship, fiduciary relationship, or contractual service relationship with Keystone Asset Recovery Group LLC.
Any surplus fund recovery or related services are provided only pursuant to a separate written agreement executed by the relevant parties. Until such an agreement is signed, no obligations, representations, or guarantees regarding any specific claim or recovery outcome are created by your use of this website.
The content on this website is provided for general informational purposes only and does not constitute legal advice. Keystone Asset Recovery Group LLC is not a law firm and does not provide legal representation. No attorney-client relationship is created by visiting this website or submitting an inquiry.
If you require legal advice regarding a foreclosure, surplus funds claim, or any related matter, you should consult a licensed attorney in your jurisdiction.
This website provides general information about New York surplus fund recovery and allows visitors to submit inquiries. The information provided is not intended for distribution where such use would be contrary to law or regulation. The Site is not tailored to comply with industry-specific regulations such as HIPAA or FISMA. You may not use the Services in a way that would violate the Gramm-Leach-Bliley Act (GLBA).
We own or are licensed to use all intellectual property rights in our Services, including source code, databases, functionality, software, website designs, text, photographs, and graphics (collectively, "Content"), as well as all trademarks, service marks, and logos ("Marks"). Our Content and Marks are protected by copyright and trademark laws in the United States and around the world.
Subject to compliance with these Legal Terms, we grant you a non-exclusive, non-transferable, revocable license to access the Services and download or print Content solely for personal, non-commercial use. No part of the Services may be copied, reproduced, republished, transmitted, or exploited for commercial purposes without our express prior written permission. To request permission, please contact us.
By sending us questions, comments, suggestions, or other feedback ("Submissions"), you agree that we may use such feedback for any lawful purpose without compensation to you. You are solely responsible for your Submissions and agree to reimburse us for any losses arising from your breach of these terms or any third party's intellectual property rights.
By using the Services, you represent and warrant that: (1) you have the legal capacity to comply with these Legal Terms; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Services through automated or non-human means; (4) you will not use the Services for any illegal or unauthorized purpose; and (5) your use of the Services will not violate any applicable law or regulation.
If you provide any information that is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your access and refuse current or future use of the Services.
You may not access or use the Services for any purpose other than that for which we make them available. As a user, you agree not to:
We reserve the right, but not the obligation, to: (1) monitor the Services for violations; (2) take appropriate legal action against anyone who violates the law or these Legal Terms; (3) restrict access to or limit the availability of the Services; (4) remove files and content that are excessive in size or burdensome to our systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services.
We care about data privacy and security. Please review our Privacy Policy, which is incorporated into these Legal Terms. By using the Services, you agree to be bound by our Privacy Policy. The Services are hosted in the United States. If you access the Services from another region, you consent to have your data transferred to and processed in the United States.
These Legal Terms shall remain in full force and effect while you use the Services. WE RESERVE THE RIGHT TO DENY ACCESS TO AND USE OF THE SERVICES TO ANY PERSON FOR ANY REASON, INCLUDING FOR BREACH OF THESE LEGAL TERMS, WITHOUT NOTICE OR LIABILITY. We may also delete any content or information you posted at any time, in our sole discretion.
If we terminate or suspend your access, you are prohibited from registering a new account under any name. We reserve the right to take appropriate legal action, including pursuing civil, criminal, and injunctive redress.
We reserve the right to change, modify, or remove the contents of the Services at any time without notice. We will not be liable to you for any modification, suspension, or discontinuance of the Services. We cannot guarantee the Services will be available at all times and are not liable for any loss, damage, or inconvenience caused by inability to access the Services.
These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.
To expedite resolution and control costs, the Parties agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other.
If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute will be finally and exclusively resolved by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association (AAA) and, where appropriate, the AAA's Supplementary Procedures for Consumer Related Disputes. The arbitration will take place in New York, consistent with the governing law of these Terms. The arbitrator must follow applicable law.
Any arbitration shall be limited to the Dispute between the Parties individually. No arbitration shall be joined with any other proceeding, and there is no right or authority for any Dispute to be arbitrated on a class-action basis.
The following Disputes are not subject to arbitration: (a) any Disputes seeking to enforce or protect intellectual property rights; (b) any Dispute arising from allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief.
There may be information on the Services that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct any errors and change or update information at any time without prior notice.
THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT. WE WILL ASSUME NO LIABILITY FOR ERRORS, PERSONAL INJURY, UNAUTHORIZED ACCESS TO OUR SERVERS, INTERRUPTION OF TRANSMISSION, OR ANY BUGS OR VIRUSES TRANSMITTED THROUGH THE SERVICES BY ANY THIRD PARTY.
IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, OR LOSS OF DATA ARISING FROM YOUR USE OF THE SERVICES. NOTWITHSTANDING ANYTHING TO THE CONTRARY, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER SHALL AT ALL TIMES BE LIMITED TO $100.00 USD.
You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand — including reasonable attorneys' fees — arising out of: (1) use of the Services; (2) breach of these Legal Terms; (3) any breach of your representations and warranties; (4) your violation of the rights of a third party, including intellectual property rights; or (5) any harmful act toward any other user of the Services.
We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services. You are solely responsible for all data that you transmit or that relates to any activity you undertake using the Services. We shall have no liability to you for any loss or corruption of any such data.
Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communication be in writing. YOU AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS.
By checking the SMS consent checkbox on our contact form and submitting your information, you expressly consent to receive SMS messages from Keystone Fund Recovery at the number provided. Messages may include responses to your inquiry, follow-up communications regarding your surplus funds eligibility and claim status, and customer support messages. Message frequency may vary. Consent is not a condition of purchase.
SMS opt-in occurs exclusively through our website contact form at keystonefundrecovery.com. Users must:
The consent checkbox is not required to submit the form. We do not send SMS messages to users who do not check the consent box.
You may opt out at any time by replying STOP to any SMS message you receive from us. You will receive a confirmation message and will no longer receive SMS messages from us. To re-enroll, submit our contact form and check the SMS consent checkbox again.
If you have previously opted out and wish to receive SMS messages from us again, you may re-enroll by submitting our contact form and checking the SMS consent checkbox, or by texting START, UNSTOP or OPTIN to our number. You will receive a confirmation message once successfully re-enrolled.
Message and data rates may apply. Rates are determined by your carrier and mobile plan. Carriers are not liable for delayed or undelivered messages. Contact your wireless provider with any questions about your text or data plan.
For assistance with our SMS program, reply HELP to any message or contact us via our website. For privacy questions, please review our Privacy Policy.
Text messaging originator opt-in data and consent will not be shared with any third parties. We do not sell, rent, or share your phone number or SMS opt-in information for marketing purposes.
If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (800) 952-5210 or (916) 445-1254.
These Legal Terms and any policies or operating rules posted by us on the Services constitute the entire agreement between you and us regarding your use of this website. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. We may assign any or all of our rights and obligations to others at any time. If any provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision is deemed severable and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Legal Terms or use of the Services.
To resolve a complaint regarding the Services or to receive further information, please contact us:
These Terms of Service were last updated on April 21, 2026.
Related: Privacy Policy